Pay Your NYC Parking Ticket With A Payment Plan

Although its always best to fight or pay off your parking ticket within 30 days, everyone knows that life doesn’t always work out the way we want. Whether you’re low on cash or just don’t have the time to pay, letting your parking violation collect dust in your desk drawer is perhaps the worst thing you can possibly do and might end up costing you thousands of dollars and countless headaches in the long run. Instead, take advantage of the parking violation payment plan provided by the NYC Department of Finance if it makes sense for you.  You can start by checking if you have parking tickets on your vehicle by visiting this page.

Paying your NYC parking tickets with a payment plan can help relieve some of the financial strain associated with many parking violations and may help you avoid penalties and enforcement actions such as additional late fees, having your vehicle towed or added to the dreaded boot list. This payment plan allows you to pay off large fines in small payments over period of time. However, keep in mind that at the end of the day you may being paying more money. This is because interest will continue to be added to the balance of your fine until the total amount you owe is completely paid off.  For example, if you owe $1,000 and you choose a 2-year payment plan with 9% interest, you will end up paying a total of more than $1,100.

Anyone can fill out the Payment Plan Request Form, however if you owe more than $10,000 in judgment debt, you will also need to fill out a Credit Application Form. Bring your completed form(s) to any Finance Business Center to enter into a payment agreement.

Here’s is the NYC Department of Finance: Payment Plan Request Form that must be submitted to start the process.

Before you begin filling out your application, don’t forget to review some of the necessary requirements you must meet before being approved for the payment plan:

  • You must be the registered owner or the owner’s court-appointed agent.
  • You must have at least 40 days left in the current registration. If approved, the plan will last only as long as the current registration.
  • Any current or defaulted Payment Plans must be paid in full.
  • Your vehicle has to have had proper insurance for more than 30 days.
  • You must owe more than $350 in parking and/or camera violation judgments.
  • Hearings on outstanding judgments must be completed.
  • Any current or defaulted Payment Plans must be paid in full.
    • 50% plus all fees for plans involving booted and/or towed vehicles
    • 33% for all other plans